*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#172033;background:#f7f9fc;line-height:1.6}
a{text-decoration:none;color:#2563eb}
.container{max-width:1120px;margin:0 auto;padding:0 22px}
.header{background:#ffffff;border-bottom:1px solid #e5eaf2;position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;padding:18px 0}
.logo{font-weight:800;font-size:24px;color:#111827}
.logo span{color:#2563eb}
.menu a{margin-left:22px;color:#334155;font-weight:600;font-size:14px}
.hero{padding:78px 0;background:linear-gradient(135deg,#eef5ff,#ffffff)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:46px;align-items:center}
.badge{display:inline-block;background:#e0ecff;color:#1d4ed8;padding:8px 14px;border-radius:999px;font-weight:700;font-size:13px;margin-bottom:18px}
h1{font-size:52px;line-height:1.08;margin:0 0 20px;color:#0f172a}
.hero p{font-size:19px;color:#475569;margin-bottom:28px}
.btn{display:inline-block;background:#2563eb;color:#fff;padding:14px 22px;border-radius:10px;font-weight:700}
.btn-light{background:#fff;color:#2563eb;border:1px solid #bfd2ff;margin-left:10px}
.hero-card{background:#fff;border-radius:22px;padding:16px;box-shadow:0 20px 45px rgba(15,23,42,.12)}
.hero-card img{width:100%;border-radius:16px;display:block}
.section{padding:70px 0}
.section-title{text-align:center;max-width:760px;margin:0 auto 42px}
.section-title h2{font-size:36px;margin:0 0 10px;color:#0f172a}
.section-title p{color:#64748b;font-size:17px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border:1px solid #e5eaf2;border-radius:18px;padding:28px;box-shadow:0 8px 22px rgba(15,23,42,.05)}
.icon{width:52px;height:52px;border-radius:14px;background:#e0ecff;color:#2563eb;display:flex;align-items:center;justify-content:center;font-size:26px;margin-bottom:18px}
.card h3{margin:0 0 10px;color:#0f172a;font-size:22px}
.card p{color:#64748b;margin:0}
.about{background:#fff}
.about-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:44px;align-items:center}
.about img{width:100%;border-radius:20px;box-shadow:0 18px 40px rgba(15,23,42,.12)}
.about h2{font-size:36px;color:#0f172a;margin:0 0 16px}
.about p{color:#475569;font-size:17px}
.services{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;max-width:850px;margin:0 auto}
.service-item{background:#fff;border:1px solid #e5eaf2;border-radius:14px;padding:18px;font-weight:700;color:#334155}
.disclosure{background:#0f172a;color:#e5e7eb;padding:58px 0}
.disclosure h2{color:#fff;margin-top:0;font-size:32px}
.disclosure p{color:#cbd5e1;max-width:900px}
.footer{background:#fff;border-top:1px solid #e5eaf2;padding:34px 0;color:#64748b}
.footer-grid{display:flex;justify-content:space-between;gap:20px;align-items:center;flex-wrap:wrap}
.footer a{margin-right:16px;font-weight:600;color:#334155}
.page{max-width:900px;margin:0 auto;padding:60px 22px}
.page h1{font-size:42px}
.page h2{margin-top:34px;color:#0f172a}
.page-box{background:#fff;border:1px solid #e5eaf2;border-radius:18px;padding:30px;box-shadow:0 8px 22px rgba(15,23,42,.05)}
@media(max-width:820px){
.hero-grid,.about-grid,.cards,.services{grid-template-columns:1fr}
h1{font-size:40px}
.menu{margin-top:12px}
.nav{display:block}
.menu a{display:inline-block;margin:6px 12px 0 0}
.btn-light{margin-left:0;margin-top:10px}
}